BAS First Class
$279.95
Enroll before the 15th of the month to start your benefits on the 1st of the following month.
Need To Speak To An Expert?
Get personalized advice tailored to your needs. Contact Us
BAS First Class
Virtual Care
- Virtual Urgent Care $0
- Virtual Pediatric Care $0
- Virtual Dermatology
- Virtual Nutritionist
In-Office Care
- Primary Care $25 visit fee
- Urgent Care $50 visit fee
- Hospital Care
- Specialty Care
- Chronic Illness
- Lab Testing
- Diagnostics
- Mammogram
- Colonoscopy
Comprehensive Care
- Rx $0 × 3000 Medications
- Dental
- Vision
- Mental Health $25 visit fee
- Alternative Medicine
- Durable Medical Equipment
- Diabetic Supplies
- Hearing
Insurance Coverage
Health Screenings & Testing
Health & Wellbeing Programs
Medical Confinement
Outpatient Treatment
Medical Procedure
Accidental Death
How Benefit Airship Works
Learn More About Healthcare
We know medical jargon can be confusing, with terms that sound similar but mean very different things.
-
Let’s say your plan has 20% coinsurance.
After you’ve paid your deductible, you’ll pay 20% of the bill, and your insurance will pay 80%.So if a surgery costs $1,000, you would pay $200, and your insurance would pay $800 (after the deductible is met).
-
A deductible is the amount of money you have to pay for your health care each year before your insurance starts helping.
For example:
If your deductible is $1,000, that means you pay the first $1,000 of your medical bills. After that, your insurance will start paying its share. -
Your maximum out-of-pocket is the most you’ll have to pay in a year for covered medical care. Once you hit that amount — through things like deductibles, copays, and coinsurance — your insurance will pay 100% of the costs for the rest of the year.
For example, if your maximum out-of-pocket is $6,000, once you've paid that much for things like doctor visits, prescriptions, and hospital stays, you won't have to pay anything else for covered care that year. It’s like a safety cap that protects you from extremely high medical bills.
-
A copay is a small, fixed amount you pay for a health care service — like a doctor visit or a prescription — even after your insurance kicks in.
-
Tier 1 – Generic drugs
These are the lowest-cost drugs. They work the same as brand-name drugs but are much cheaper.Tier 2 – Preferred brand-name drugs
Brand-name drugs that your insurance company prefers. They cost more than generics but less than non-preferred brands.Tier 3 – Non-preferred brand-name drugs
These brand-name drugs are not on your insurance company’s preferred list, so they cost more.In short:
Drug tiers help your insurance decide how much you pay for each medication. Lower tiers = lower cost to you. -
A premium is the amount you pay every month to keep your health insurance active — even if you don’t go to the doctor or use any services.
Think of it like a subscription fee — just like you pay monthly for Netflix or your phone plan, you pay your insurance premium to stay covered.
Frequently Asked Questions
-
Every BAS plan offers outstanding services! With each plan, you receive benefits for medical, dental, vision, mental health, alternative medicine, and prescriptions. We always recommend choosing a plan that includes some level of insurance coverage — even if you're healthy — to protect against unexpected accidents or hospital visits.
Here are some thoughts:
If you take chronic prescriptions, Plus and Comfort include free medications that save your money.If you have a bronze or Medicare, use Econo to improve your healthcare access.
If you're on a tight budget with children, BAS Comfort gives you healthcare access and protects you and your children during those unplanned Urgent Care visits.
If your healthy, in your 40s 50s, and tired of ultra-high premiums, buy BAS 1st Class. You'll save $10,000 - $20,000 a year.
For personalized guidance, you can always schedule a consultation with one of our benefits specialists. -
Yes! When you choose any BAS Family plan, your spouse and dependents up to age 26 are included — at no extra cost and with no hidden fees. You’ll be able to add your dependents during enrollment, and you can also add them later if needed.
Eligible family members include your married spouse, an unmarried life partner living in the same household, your children (even if they live outside your home), and your spouse or partner’s children living with you.
-
The BAS Comfort, Plus, and First Class insurance policies feature a $0 deductible, meaning coverage begins with your very first dollar of medical expenses. Each policy clearly outlines the benefit amounts for every covered medical event, so you always know exactly what you’ll receive. You’re free to visit any doctor, urgent care, or hospital as a private pay patient. Simply submit your bill, and the insurance company typically reimburses you within 2–3 business days.
-
BAS Plus and First Class plans offer access to a nationwide network of providers, including nearly 100,000 direct primary care physicians — and the network continues to grow each month. The program is designed to ensure you can see a primary care provider within 1–2 days. All providers share health records through a secure, HIPAA-compliant database, giving you the benefit of 100,000 doctors working together on your behalf.
Once enrolled, you can contact the concierge team to check if your current provider is in-network. If they’re not, you have several options:
- Ask the concierge to invite your provider to join the network.
- Visit your doctor as a private-pay patient and submit the claim for reimbursement (available with Plus and First Class plans).
- Select a new provider from the network.
97% of BAS Plus and First Class clients renew their plans year after year — because the service consistently exceeds expectations.
-
Use our prescription lookup to view the discount you would receive through the BAS Plus and 1st Class programs.
You'll be able to search by prescription, amount of refills, and zip code.
-
If you enroll before the 15th of the month, your benefits will begin on the 1st of the following month. However, if you enroll between the 15th and 31st of the month, your benefits will start on the 1st of the second following month.
If you wish to cancel your benefits, please ensure that you do so before the 18th day of the month.
Benefits can be accessed and utilized until the end of the same month in which they were canceled. Note that cancellations made after the 18th will not be eligible for a refund.
-
Yes! Even if you leave a company that offers Benefit Airship programs, you can maintain your health plan. To keep your benefits active, just email: Support@BenefitAirship.com by the 15th of the month to request your payment link. This will ensure your coverage continues without interruption for the following month.
-
Full major medical insurance can be expensive, averaging around $650 per month for individuals and $2,100 per month for families. In fact, last year, healthcare became the #1 household expense in the U.S.
Benefit Airship designs programs that cover over 98% of year-to-year healthcare needs — at 50% to 90% less than the cost of traditional insurance. If you're healthy, want to save money, and are looking for high-quality care, BAS is a perfect fit for you.We do recommend full major medical insurance for individuals managing serious, complicated, or chronic health conditions, as well as for expecting parents (for childbirth coverage).