Advantage Complete Brochure
Advantage Complete Employee
$347.19
Enroll before the 15th of the month to start your benefits on the 1st of the following month.
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Advantage Complete Employee
$347.19
Most Complete Healthcare Plan on the Market
- Primary, Chronic, Urgent, & Hospital Care
- Nationwide Network of Doctors, Hospitals, & Clinics
- $0 Deductible
- $0 Medications
- $0 Wellness Exams
- $0 Virtual Primary Care
- $0 Virtual Urgent Care
- $0 Mental Health
- Long Term Care Coverage
- Burial
- $50,000 AD&D Insurance
- Additional $100,000 Major Medical Fund
Why Advantage Complete is Perfect for You?
- Provides the best healthcare programs wherever you are
- 40%-70% less than ACA insurance
- $0 deductible with no hidden fees. We cover your healthcare costs
- Best customer service. We help you use your healthcare programs
$100,000 Major Medical Fund
Utilize your fund to provide coverage for unforeseen expenses resulting from critical illnesses such as cancer, heart attack, stroke, dementia, long-term care, and significant surgeries.
It's Your Money.
You can make the most of your healthcare and prioritize your well-being by using your fund. Any funds left unused will be passed on to your beneficiaries tax-free in the event of your passing.
Complete Healthcare
- Primary Care
- Virtual Care
- Urgent Care
- Hospitalization (Accident)
- Dental
- Vision
Primary Care and Urgent Care
- HC2U Primary Care and Urgent Care Network
- $25 Primary Care Office Visit Fee
- $50 Urgent Care Visit Fee
- 1x $0 Wellness Exams
- 1x $0 Labs
Telemedicine
- Provided by My Teledoc
- 24x7 Virtual Doctors
- $0 Visit Fee Unlimited Visits
- Wait time average 3–10 minutes
Diabetic Supplies
- Provided by Global Total Health
- Discounted Diabetic Supplies
Dental
- Provided by Aetna Dental Access
- 262,000 Dentists Nationwide
- Discounted Cleanings, Fillings, Root Canal, Orthodontics, and Periodontics
- Unlimited Visits
- Average cleaning cost: $34
- Average filling cost: $28
Vision Eye Exams
- Provided by Coast-to-Coast
- 10–30% Discounts on Eyewear & Contacts
- 10–30% Discount on LASIK
Pharmaceuticals
- Provided by NB Pharmacy Solutions
- 60,000 Pharmacies Nationwide
- Save up to 85% on prescriptions
- Includes mail order services
Labs
- Provided by MyBenefitsLabs
- Discounted Labs
- 1,500 Labs Nationwide
How Benefit Airship Works
Learn More About Healthcare
We know medical insurance jargon can be confusing, with terms that sound similar but mean very different things.
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Let’s say your plan has 20% coinsurance.
After you’ve paid your deductible, you’ll pay 20% of the bill, and your insurance will pay 80%.So if a surgery costs $1,000, you would pay $200, and your insurance would pay $800 (after the deductible is met).
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A deductible is the amount of money you have to pay for your health care each year before your insurance starts helping.
For example:
If your deductible is $1,000, that means you pay the first $1,000 of your medical bills. After that, your insurance will start paying its share. -
Your maximum out-of-pocket is the most you’ll have to pay in a year for covered medical care. Once you hit that amount — through things like deductibles, copays, and coinsurance — your insurance will pay 100% of the costs for the rest of the year.
For example, if your maximum out-of-pocket is $6,000, once you've paid that much for things like doctor visits, prescriptions, and hospital stays, you won't have to pay anything else for covered care that year. It’s like a safety cap that protects you from extremely high medical bills.
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A copay is a small, fixed amount you pay for a health care service — like a doctor visit or a prescription — even after your insurance kicks in.
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Tier 1 – Generic drugs
These are the lowest-cost drugs. They work the same as brand-name drugs but are much cheaper.Tier 2 – Preferred brand-name drugs
Brand-name drugs that your insurance company prefers. They cost more than generics but less than non-preferred brands.Tier 3 – Non-preferred brand-name drugs
These brand-name drugs are not on your insurance company’s preferred list, so they cost more.In short:
Drug tiers help your insurance decide how much you pay for each medication. Lower tiers = lower cost to you. -
A premium is the amount you pay every month to keep your health insurance active — even if you don’t go to the doctor or use any services.
Think of it like a subscription fee — just like you pay monthly for Netflix or your phone plan, you pay your insurance premium to stay covered.