Name: BAS Full Major Medical (Silver)
Brand: Benefit Airship
Availability: OutOfStock

BAS Full Major Medical (Silver)

From $682.11 / Month

Enroll before the 15th of the month to start your benefits on the 1st of the following month.

Need To Speak To An Expert?

Get personalized advice tailored to your needs. BSM–PSM Agents: (844) 201–3326 or Contact Us

ENROLL TODAY

BAS – PSM Full Medical Insurance

Healthcare That Works for You - and the Future

At Benefit Airship, we're on a mission to change healthcare for the better. That means improving the quality of care, lowering costs, and driving innovation in an industry that’s long been stagnant. Through an exclusive partnership with PSM, we’re proud to offer a powerful new program built on the nation’s largest provider network—delivering top-rated insurance at industry-leading rates.

Why the BAS–PSM Plan Is a Game-Changer?

This is the only program in the U.S. offering:

Access for Individuals & Small Businesses
Evergreen Enrollment – Join anytime, stay covered
Lowest Premiums in its class
Cashback Community Rewards – get paid to shape better care

Choose the Right Plan for You

BAS–PSM offers three flexible plan options, each designed to meet your needs and budget. Whether you're looking for comprehensive major medical coverage or a more affordable monthly option, we have you covered.

Copper - PSMRBP $7350

Deductible (I/F)
$7,350 / $14,700
OOP Max In Net (I/F)
$7,350 / $14,700
Office / Spec (I/F)
$25 / $45
Urgent Care & ER
$60 + Deduct/Co-Ins
Telemedicine
$0

Silver - PSMPHCS PPO $3500

Deductible (I/F)
$3,500 / $7,000
OOP Max In Net (I/F)
$7,350 / $14,700
Office / Spec (I/F)
$25 / $40
Urgent Care & ER
$60 + Deduct/Co-Ins
Telemedicine
$0

Platinum - PSM PHCS PPO $1500

Deductible (I/F)
$1,500 / $3,000
OOP Max In Net (I/F)
$7,350 / $14,700
Office / Spec (I/F)
$25 / $40
Urgent Care & ER
$60 + Deduct/Co-Ins
Telemedicine
$0

Enroll Today

Affordable Premiums

The BAS–PSM plan offers health insurance at standardized nationwide rates, with premiums that vary based on age.

Plan	PSM RBP $7350 Copper	PSM PHCS PPO $3500 Silver	PSM PHCS PPO $1500 Platinum
Individual	$495.61 – $562.45	$682.11 – $799.00	$774.89 – $902.59
Individual + Children	$783.56 – $903.87	$1,071.03 – $1,271.00	$1,375.61 – $1,649.76
Individual + Spouse	$853.04 – $986.72	$1,152.86 – $1,369.00	$1,487.81 – $1,789.34
Family	$1,215.48 – $1,415.99	$1,631.14 – $1,924.00	$2,128.45 – $2,576.05

Individual

Copper: $495.61 – $562.45

Silver: $682.11 – $799.00

Platinum: $774.89 – $902.59

Individual + Children

Copper: $783.56 – $903.87

Silver: $1,071.03 – $1,271.00

Platinum: $1,375.61 – $1,649.76

Individual + Spouse

Copper: $853.04 – $986.72

Silver: $1,152.86 – $1,369.00

Platinum: $1,487.81 – $1,789.34

Family

Copper: $1,215.48 – $1,415.99

Silver: $1,631.14 – $1,924.00

Platinum: $2,128.45 – $2,576.05

Our Full Major Medical Products

BAS Full Major Medical (Copper)Enrollment

From $495.61 / Month

Enroll Now

BAS Full Major Medical (Silver)Enrollment

From $682.11 / Month

Enroll Now

BAS Full Major Medical (Platinum)Enrollment

From $774.89 / Month

Enroll Now

Understand Your Coverage

No health plan covers everything. That’s why we believe in complete transparency—so you know exactly what your insurance includes and what it doesn’t.

Covered	Not Covered
Wellness Illness Accidents Surgeries Cancer Childbirth Medications	Specialty Medications

Speak with a BAS–PSM agent for specific questions about our policies and coverage.
BSM–PSM Agents: (844) 201–3326

Cashback Community Rewards

Every member becomes part of the solution. Each month, we invite you to complete a short survey on your experience and ideas for improvement. It only takes a few minutes—but it drives meaningful change.

And yes, we pay you.

For each completed survey, you’ll receive $20 to $300 toward your premium. It’s our way of saying thank you—and making already affordable health insurance even more rewarding.

Nationwide Network

Our plans are built on the PHCS network, the largest independent provider network in the U.S. With nearly a million providers nationwide, you're covered wherever you go.

Provider Lookup

The BAS-PSM Plan Limitations

Where Can You Enroll Today?

Our BAS-PSM network includes top-rated providers across the country. While we’re actively rolling out availability, plans are still being finalized for resale in some states. Check the list below to see if your state is currently active. If your state isn’t listed, don’t worry—we’re adding new states every month. Be sure to check back soon!

Available In:

AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, RI, SC, SD, TN, TX, UT, VA, WV, WY

Not Currently Available In:

CA, HI, MN, NH, OR, PA, VT, WA, WI

BAS-PSM Plan Eligibility Notice

The BAS-PSM Plan is not available to adults with certain preexisting conditions. Individuals may be ineligible if they currently have or have experienced any of the following within the past five years:

Medical conditions requiring assistance with daily living or self-support
Autoimmune or blood disorders such as Lupus, Multiple Sclerosis, Anemia, HIV/AIDS, Hemophilia, IBS, or Crohn’s disease
Organ failure or history of an organ transplant
Pregnancy
Chronic respiratory conditions including emphysema, chronic bronchitis, COPD, or recurring pneumonia
Musculoskeletal or neurological conditions such as severe back disorders, muscular dystrophy, cerebral palsy, dermatomyositis, compartment syndrome, sciatica, or osteoporosis
Type 1 Diabetes
A scheduled or anticipated major surgery

If you’re unsure whether you qualify, please contact a BAS-PSM agent at (844) 201-3326 for assistance.

Enroll in a BAS-PSM Plan by the 15th to activate coverage starting the 1st of the following month. Each plan includes a 12-month commitment and cannot be canceled midterm.

Let’s say your plan has 20% coinsurance.

After you’ve paid your deductible, you’ll pay 20% of the bill, and your insurance will pay 80%.
So if a surgery costs $1,000, you would pay $200, and your insurance would pay $800 (after the deductible is met).
A deductible is the amount of money you have to pay for your health care each year before your insurance starts helping.
For example:

If your deductible is $1,000, that means you pay the first $1,000 of your medical bills. After that, your insurance will start paying its share.
Your maximum out-of-pocket is the most you’ll have to pay in a year for covered medical care. Once you hit that amount — through things like deductibles, copays, and coinsurance — your insurance will pay 100% of the costs for the rest of the year.
For example, if your maximum out-of-pocket is $6,000, once you've paid that much for things like doctor visits, prescriptions, and hospital stays, you won't have to pay anything else for covered care that year. It’s like a safety cap that protects you from extremely high medical bills.

A copay is a small, fixed amount you pay for a health care service — like a doctor visit or a prescription — even after your insurance kicks in.
Tier 1 – Generic drugs

These are the lowest-cost drugs. They work the same as brand-name drugs but are much cheaper.
Tier 2 – Preferred brand-name drugs

Brand-name drugs that your insurance company prefers. They cost more than generics but less than non-preferred brands.
Tier 3 – Non-preferred brand-name drugs

These brand-name drugs are not on your insurance company’s preferred list, so they cost more.
In short:

Drug tiers help your insurance decide how much you pay for each medication. Lower tiers = lower cost to you.
A premium is the amount you pay every month to keep your health insurance active — even if you don’t go to the doctor or use any services.
Think of it like a subscription fee — just like you pay monthly for Netflix or your phone plan, you pay your insurance premium to stay covered.

Every BAS plan offers outstanding services! With each plan, you receive benefits for medical, dental, vision, mental health, alternative medicine, and prescriptions. We always recommend choosing a plan that includes some level of insurance coverage — even if you're healthy — to protect against unexpected accidents or hospital visits.
Here are some thoughts:
If you take chronic prescriptions, Plus and Comfort include free medications that save your money.
If you have a bronze or Medicare, use Econo to improve your healthcare access.
If you're on a tight budget with children, BAS Comfort gives you healthcare access and protects you and your children during those unplanned Urgent Care visits.
If your healthy, in your 40s 50s, and tired of ultra-high premiums, buy BAS 1st Class. You'll save $10,000 - $20,000 a year.

For personalized guidance, you can always schedule a consultation with one of our benefits specialists.
Yes! When you choose any BAS Family plan, your spouse and dependents up to age 26 are included — at no extra cost and with no hidden fees. You’ll be able to add your dependents during enrollment, and you can also add them later if needed.
Eligible family members include your married spouse, an unmarried life partner living in the same household, your children (even if they live outside your home), and your spouse or partner’s children living with you.
The BAS Comfort, Plus, and First Class insurance policies feature a $0 deductible, meaning coverage begins with your very first dollar of medical expenses. Each policy clearly outlines the benefit amounts for every covered medical event, so you always know exactly what you’ll receive. You’re free to visit any doctor, urgent care, or hospital as a private pay patient. Simply submit your bill, and the insurance company typically reimburses you within 2–3 business days.

BAS Plus and First Class plans offer access to a nationwide network of providers, including nearly 100,000 direct primary care physicians — and the network continues to grow each month. The program is designed to ensure you can see a primary care provider within 1–2 days. All providers share health records through a secure, HIPAA-compliant database, giving you the benefit of 100,000 doctors working together on your behalf.
Once enrolled, you can contact the concierge team to check if your current provider is in-network. If they’re not, you have several options:
1. Ask the concierge to invite your provider to join the network.
2. Visit your doctor as a private-pay patient and submit the claim for reimbursement (available with Plus and First Class plans).
3. Select a new provider from the network.
97% of BAS Plus and First Class clients renew their plans year after year — because the service consistently exceeds expectations.
If you enroll before the 15th of the month, your benefits will begin on the 1st of the following month. However, if you enroll between the 15th and 31st of the month, your benefits will start on the 1st of the second following month.
If you wish to cancel your benefits, please ensure that you do so before the 18th day of the month.
Benefits can be accessed and utilized until the end of the same month in which they were canceled. Note that cancellations made after the 18th will not be eligible for a refund.
Yes! Even if you leave a company that offers Benefit Airship programs, you can maintain your health plan. To keep your benefits active, just email: Support@BenefitAirship.com by the 15th of the month to request your payment link. This will ensure your coverage continues without interruption for the following month.

Wellness Programs

Full Medical Insurance

Cancer Program (Coming Soon)

BAS Full Major Medical (Silver)

Enroll before the 15th of the month to start your benefits on the 1st of the following month.

Need To Speak To An Expert?

Why the BAS–PSM Plan Is a Game-Changer?

This is the only program in the U.S. offering:

Choose the Right Plan for You

Copper - PSMRBP $7350

Silver - PSMPHCS PPO $3500

Platinum - PSM PHCS PPO $1500

Affordable Premiums

Individual

Individual + Children

Individual + Spouse

Family

Our Full Major Medical Products

Understand Your Coverage

Cashback Community Rewards

And yes, we pay you.

Nationwide Network

Learn More About Healthcare

We know medical jargon can be confusing, with terms that sound similar but mean very different things.

Frequently Asked Questions