BAS – PSM Full Medical Insurance

Healthcare That Works for You - and the Future


At Benefit Airship, we're on a mission to change healthcare for the better. That means improving the quality of care, lowering costs, and driving innovation in an industry that’s long been stagnant. Through an exclusive partnership with PSM, we’re proud to offer a powerful new program built on the nation’s largest provider network—delivering top-rated insurance at industry-leading rates.

Why the BAS–PSM Plan Is a Game-Changer?

This is the only program in the U.S. offering:

  • Access for Individuals & Small Businesses
  • Evergreen Enrollment – Join anytime, stay covered
  • Lowest Premiums in its class
  • Cashback Community Rewards – get paid to shape better care

Choose the Right Plan for You

BAS–PSM offers three flexible plan options, each designed to meet your needs and budget. Whether you're looking for comprehensive major medical coverage or a more affordable monthly option, we have you covered.

Affordable Premiums

The BAS–PSM plan offers health insurance at standardized nationwide rates, with premiums that vary based on age.

Plan PSM RBP $7350
Copper
PSM PHCS PPO $3500
Silver
PSM PHCS PPO $1500
Platinum
Individual $495.61 – $562.45 $682.11 – $799.00 $774.89 – $902.59
Individual + Children $783.56 – $903.87 $1,071.03 – $1,271.00 $1,375.61 – $1,649.76
Individual + Spouse $853.04 – $986.72 $1,152.86 – $1,369.00 $1,487.81 – $1,789.34
Family $1,215.48 – $1,415.99 $1,631.14 – $1,924.00 $2,128.45 – $2,576.05

Individual

Copper: $495.61 – $562.45
Silver: $682.11 – $799.00
Platinum: $774.89 – $902.59

Individual + Children

Copper: $783.56 – $903.87
Silver: $1,071.03 – $1,271.00
Platinum: $1,375.61 – $1,649.76

Individual + Spouse

Copper: $853.04 – $986.72
Silver: $1,152.86 – $1,369.00
Platinum: $1,487.81 – $1,789.34

Family

Copper: $1,215.48 – $1,415.99
Silver: $1,631.14 – $1,924.00
Platinum: $2,128.45 – $2,576.05

Understand Your Coverage

No health plan covers everything. That’s why we believe in complete transparency—so you know exactly what your insurance includes and what it doesn’t.

Covered Not Covered
  • Wellness
  • Illness
  • Accidents
  • Surgeries
  • Cancer
  • Childbirth
  • Medications
  • Specialty Medications

Speak with a BAS–PSM agent for specific questions about our policies and coverage.
BSM–PSM Agents: (844) 201–3326

Cashback Community Rewards

Every member becomes part of the solution. Each month, we invite you to complete a short survey on your experience and ideas for improvement. It only takes a few minutes—but it drives meaningful change.

And yes, we pay you.

For each completed survey, you’ll receive $20 to $300 toward your premium. It’s our way of saying thank you—and making already affordable health insurance even more rewarding.

Nationwide Network

Our plans are built on the PHCS network, the largest independent provider network in the U.S. With nearly a million providers nationwide, you're covered wherever you go.

The BAS-PSM Plan Limitations


Where Can You Enroll Today?

Our BAS-PSM network includes top-rated providers across the country. While we’re actively rolling out availability, plans are still being finalized for resale in some states. Check the list below to see if your state is currently active. If your state isn’t listed, don’t worry—we’re adding new states every month. Be sure to check back soon!

Available In:

AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, RI, SC, SD, TN, TX, UT, VA, WV, WY



Not Currently Available In:

CA, HI, MN, NH, OR, PA, VT, WA, WI



BAS-PSM Plan Eligibility Notice


The BAS-PSM Plan is not available to adults with certain preexisting conditions. Individuals may be ineligible if they currently have or have experienced any of the following within the past five years:

  • Medical conditions requiring assistance with daily living or self-support
  • Autoimmune or blood disorders such as Lupus, Multiple Sclerosis, Anemia, HIV/AIDS, Hemophilia, IBS, or Crohn’s disease
  • Organ failure or history of an organ transplant
  • Pregnancy
  • Chronic respiratory conditions including emphysema, chronic bronchitis, COPD, or recurring pneumonia
  • Musculoskeletal or neurological conditions such as severe back disorders, muscular dystrophy, cerebral palsy, dermatomyositis, compartment syndrome, sciatica, or osteoporosis
  • Type 1 Diabetes
  • A scheduled or anticipated major surgery

If you’re unsure whether you qualify, please contact a BAS-PSM agent at (844) 201-3326 for assistance.

Enroll in a BAS-PSM Plan by the 15th to activate coverage starting the 1st of the following month. Each plan includes a 12-month commitment and cannot be canceled midterm.

Learn More About Healthcare


We know medical jargon can be confusing, with terms that sound similar but mean very different things.

Frequently Asked Questions