Better coverage, lower premiums, and plans designed for the modern individual and contractor.

Breaking Free from the Marketplace Trap

For millions of Americans, health insurance has become a painful choice between affordability and coverage.

Today, 23.5 million Americans purchase their health insurance through the ACA Marketplace — but that may soon change.

As the U.S. government reevaluates subsidies, Marketplace enrollees could soon face rate hikes of 18% to 35% or more. National averages project premiums of $700 per person and $2,500 per family per month in 2026.

It’s a continuation of a decade-long trend: premiums have more than doubled in the last 10 years, pricing out countless individuals and contractors who don’t have access to employer-sponsored insurance.

For many, especially in states with individual mandates, there’s no escape — pay astronomical premiums or risk IRS penalties that can cost thousands of dollars a year.

Until now.

A New Path Forward: Benefit Airship

Benefit Airship is a national healthcare program built for people who have been left behind — the self-employed, the contractors, the small business owners, and families who deserve better.

Our mission is bold and simple:

Make healthcare affordable for everyone.

We’ve pre-negotiated 2026 insurance premiums that are already 10%–50% lower than 2025 ACA rates — depending on age and state. Across the nation, our members are saving 28%–70% compared to projected 2026 Marketplace rates.

That’s not just incremental improvement. That’s a revolution in affordability.

Four Powerful Plans. One Mission.

Benefit Airship offers four best-in-class healthcare plans, each designed around simplicity, quality, and access. Every plan includes:

• Medical, Dental, Vision, and Mental Health — standard, not optional.

• Nationwide Coverage — across all 50 states, perfect for travel and remote work.

• No Age Penalties — premiums don’t increase just because you’re over 40.

• Top-Rated Networks and Partners — only the largest, most trusted national providers.

• Physician-Guided Member Services — real support through every healthcare journey.

• HSA-eligible Options — for members who want tax-advantaged savings and control.
  

We’ve built Benefit Airship from the ground up to deliver affordable, intelligent, and compassionate care — the kind that respects your time, your money, and your family’s health.

Healthcare That Finally Works for You

Whether you’re an independent contractor, a freelancer, or simply someone tired of overpaying for mediocre coverage, Benefit Airship gives you freedom — the ability to choose better care at a fraction of the cost.

We’re not another faceless insurance company. We’re a movement of professionals, doctors, and innovators united by one belief: Healthcare should help people live, not hold them back.

Join the Movement. Take Flight.

Now, ACA buyers finally have a choice. Better coverage. Lower costs. Real support.

It’s time to stop settling for what’s “available” and start choosing what’s right.