A funny thing happened in America over the last 20 years. The cost of health insurance didn’t just creep up… it took off like a rocket.
Back in 1999, employer-provided health insurance premiums were already a big expense, but now? They’ve more than quadrupled. From 2023 to 2024 alone, prices jumped another 6%—outpacing wages and inflation. U.S. health spending has ballooned from $1.4 trillion in 2000 to about $4.5 trillion in 2022. That’s a lot of zeroes.
And if you’re around 40 years old, brace yourself. A mid-tier “Silver” plan on the healthcare marketplace? About $640 a month for an individual and over $2,100 a month for a family—and that’s before you touch a deductible. Family coverage from an employer is now $25,572 a year on average.
In 2025, something new happened: health insurance officially became the number one household expense, beating out rent. Think about that. We now pay more to maybe see a doctor than we do for the roof over our heads.
When Budgets Are Stretched, Innovation Wins
With inflation chewing away at grocery bills, rent, and utilities, the average household budget has about as much breathing room as a packed elevator. That’s why Benefit Airship (BAS) took a different flight path.
“In many ways, our affordable health plans are better than traditional healthcare insurance—providing greater access to better care for a fraction of the cost,” says BAS President Ken York.
But how?
The Hybrid Twist on Healthcare
Imagine if you could design your healthcare from scratch. No bloated monthly bills. No $40 just to say “hello” to your doctor. No paying for coverage you don’t even use. That’s the BAS hybrid healthcare model.
It’s simple but loaded:
- Virtual primary care, urgent care, and specialists with $0 visit fees
- Dental, vision, alternative medicine, and pharmacy benefits built in
- Add in-office wellness visits and urgent care for just a few bucks a day
- Optional Accident & Hospital coverage with a $0 deductible
Plans start at $59/month and top out at $289/month—saving members $5,000 to $20,000 a year. That’s the kind of math that makes you want to check your bank account twice just to smile at it.
Full Major Medical… with a Payback
Now, if you’ve got bigger medical needs—like managing chronic conditions, preparing for a new baby, or wanting that full “all in” coverage—BAS also offers full major medical insurance.
And here’s where they’ve outmaneuvered the healthcare marketplace:
- Enroll any time — No “sorry, you missed the window” nonsense.
- Same low premium, no matter your state — No zip-code penalty, no invasive census forms.
- Get money back — BAS members who answer a few quick surveys can earn 5–10% back on their annual premiums. That’s right: the insurance company pays you.
Changing the Flight Path of Healthcare
Benefit Airship isn’t just trimming costs—they’re rewriting the rules of access. Their mission is simple: make healthcare affordable, accessible, and actually useful for every American.
It’s a fresh, common-sense approach in a world that’s made healthcare feel like a luxury. And maybe, just maybe, it’s the start of a future where we can all breathe a little easier—financially and physically.
