Full Health Plans for Small Businesses and Individuals Who Deserve More

Let’s start with the truth. The cost of health insurance has reached a breaking point.

For years, rates have been climbing, but the past few years have pushed them into uncharted territory. Since 2020, the cost of full health insurance has risen nearly 50%, and between 2025 and 2026, it’s projected to rise another 25 to 30%.

The early numbers for 2027? They’re even worse.

And here’s the hard part: for many individuals and small businesses, the choices are few and painful.

You either pay for unaffordable ACA coverage or you go without.
One option drains your wallet, the other risks your health.

That’s not a choice. That’s a trap.

We built Benefit Airship to change that.

Big-Corporate Rates for Everyone

For decades, big corporations have had all the advantages.
They buy insurance in bulk, negotiate better rates, and receive richer coverage. Meanwhile, small businesses and self-employed workers are left on the outside looking in.

Until now.

Benefit Airship (BAS) is the only company that gives small businesses and contractors access to true full medical plans — the kind usually reserved for Fortune 500 companies.

Here’s what makes BAS different:

• Flat rates for everyone. Your cost doesn’t go up because of your age.
  
• Nationwide coverage. Plans are the same in all 50 states, with no regional price spikes.
  
• No government regulation inflation. BAS plans are typically 20% to 70% lower than comparable ACA Marketplace plans.

We’re leveling the playing field. Because great healthcare shouldn’t depend on the size of your company or the zip code you live in.

Better Rates. Better Plans. Better Care.
When most people shop for insurance, they focus on two things: the monthly premium and the deductible. Those are important, but they’re only half the story.

The real test of a health plan is how it performs when you actually need it — what happens when you’re in the hospital, have an emergency, or face a major medical bill.

That’s where BAS Full Health Plans shine.

The PPO Advantage

Most ACA plans are EPO or HMO networks.
That means you’re only covered in a small geographic area. If you’re out of network, you pay the full cost. And to see a specialist, you have to get permission from your primary doctor first.

That’s not just inconvenient; it can delay care when you need it most.

Every BAS Full Health Plan comes with the Cigna PPO Network — one of the largest and most trusted networks in the country.

With Cigna PPO, you have access to over one million doctors and specialists nationwide. You’re never out of network, whether you’re home, traveling, or moving to a new state. You have the freedom to choose your provider, see specialists directly, and get the care you need when you need it.

Lower Maximum Out-of-Pocket

Deductibles matter, but what you really want to know is your maximum out-of-pocket — the total amount you could pay in a worst-case scenario.

Here’s the comparison:

• A typical ACA Gold Plan may have a $2,000 deductible but a $7,000 maximum out-of-pocket.
  
• A comparable BAS Plan might have a $1,000 deductible and only a $3,500 maximum out-of-pocket.

That’s a huge difference in real money. If you’ve ever had a serious medical bill, you know how much that matters.

Smarter Co-Insurance

Be careful when reviewing ACA plans. Many hide their co-insurance rates deep in the fine print. Some plans are 50/50, meaning you pay half of every medical bill until you hit your maximum.

That’s not protection. That’s cost-sharing in disguise.

Most BAS plans are 80/20 — the insurance pays 80%, you pay 20%, and once you reach your maximum, you’re done.

Simple, transparent, and fair.

Enterprise-Grade Coverage for Everyday Americans

Benefit Airship didn’t stumble into these rates — we engineered them.

We’ve partnered with top national carriers and leveraged our collective buying power through a nationwide network of small businesses. By uniting thousands of employers and individuals under one program, we negotiated rates that were previously only available to massive corporations.

Then we applied our background in SaaS and process automation to eliminate unnecessary middlemen — the brokers, intermediaries, and administrative layers that bloat traditional insurance costs.

The result: Enterprise-grade health plans at prices small businesses and families can actually afford. You’re not paying for complexity. You’re paying for care.

Why This Matters More Than Ever

We’re entering a period of healthcare uncertainty. Rising costs, political volatility, and unpredictable regulations are making it harder for people to plan their futures.

Some experts are even questioning whether the ACA Marketplace will remain sustainable in the coming years.

That’s why Benefit Airship exists. We’re not waiting for Washington to fix healthcare. We’re doing it ourselves — with smarter plans, stronger networks, and prices that make sense again.

When you join BAS, you’re not just getting insurance. You’re joining a movement that believes healthcare can still work for everyday Americans.

The Better Alternative Is Here

The future of healthcare doesn’t have to be complicated, expensive, or uncertain.
You deserve stability, quality, and choice.

Benefit Airship Full Health Plans are the best alternative to the ACA — built for individuals, families, and small businesses who refuse to settle.

Better coverage. Lower costs. No surprises.
Just the freedom to take care of your health again.

Learn more at BenefitAirship.com 

See how you can join thousands of members choosing a better way to stay healthy — without breaking the bank.