Let’s talk about the thing we all feel but rarely say out loud:
Health insurance has become impossible for most families.

If you’ve ever looked at your paycheck and wondered how you’re supposed to cover rent, groceries, and still afford healthcare — you’re not crazy, and you’re not alone.

The numbers tell the story. Since 2020, the cost of full health insurance has climbed nearly 50%, and from 2025 to 2026 it’s projected to jump another 25 to 30%. We hate to say it but the early projections for 2027 are even worse.

For many, insurance isn’t protection anymore — it’s a monthly stress test.

When the Basics Cost Too Much
Let’s put this in perspective.

The average American family’s monthly expenses look something like this:
Housing: $2,500
Utilities: $400
Groceries: $900
Cell phone: $80
Home + Auto insurance: $400

Have a car payment, student debt, or credit card depth? Add $400 per.

That’s already $4,200 a month.

Now add the average cost of family health insurance, about $2,000 a month, and you’re over $6,000 a month just to survive!

Pre-tax, that’s more than $90,000 a year in basic living costs before you buy a pair of shoes or a birthday present.

And for millions of hardworking families, that math simply doesn’t work. 

There Has to Be a Better Way

That’s what we asked ourselves at Benefit Airship when we started this journey:
How do you fix healthcare without making it more complicated or more expensive?

We didn’t want to build another product; we wanted to build freedom.

Freedom from fear.
Freedom from confusion.
Freedom from the feeling that you’re one bad day away from financial disaster.

So we started where it matters most: health care itself.

It All Starts with BASE
Our first innovation was BASE, short for Benefit Airship Essentials.

We built it to make sure everyone could afford the care they actually use every day: seeing doctors, getting prescriptions, taking care of their teeth, their vision, and their mental health.

BASE gives you comprehensive care for less than $2 a day per individual and under $3 a day per family.

It’s simple, affordable, and easy to use.

And people love it. Because it works.

But we didn’t stop there.

We knew families also needed protection for the unexpected.
That’s when we created Benefit Airship’s Limited Insurance Plans.

“Limited” Isn’t a Limitation … It’s Maximization

We call them “limited insurance,” but they do something powerful: they fill the gap between everyday care and financial catastrophe.

You don’t need to spend thousands a month to protect your family. You just need smart, simple coverage that makes sense.

The Accident Plan: Help When Life Happens

Accidents don’t check your schedule or your savings account. They just happen. A kitchen burn, a slip on the ice, a broken bone, a dental emergency.

With traditional insurance, you might pay a $5,000–$10,000 deductible before coverage even starts. That’s the moment many people realize they’re effectively uninsured.

Our Accident Plan changes that.

It’s there the moment you need it with $0 deductible and cash benefits starting at dollar one.

Here are few examples of what it covers:
$1,250 for a hospital visit
$200 for urgent care
$4,000 for a fracture
$10,000 for a third-degree burn

It’s real help right when you need it most.

And the price?
Only $49.95 per individual or $99.95 per family per month.

That’s the cost of a dinner out for peace of mind that lasts all year.

The MVP Plan: Protection for the Unexpected

If you’re healthy and just want coverage for major, unplanned events, the kind of things that can knock your finances sideways, the MVP Plan is for you.

It works a lot like a full health plan, but without the crushing premiums.

• The MVP Plan includes:
  
• A $5,000 deductible
  
• Coverage for catastrophic events like a car accident, surgery, or serious illness
  
• A free wellness exam
  
• In-office care and urgent care visits

The cost? Just $259 a month for individuals and $649 for families.

It’s smart coverage that keeps you safe, without keeping you broke.

What the Savings Really Mean

Now, here’s where the math gets personal.

With BASE and Limited Insurance …
Healthy individuals save between $4,000 and $8,000 a year.
Families save between $10,000 and $25,000.

But those numbers don’t tell the whole story.

That savings means breathing room … real, emotional breathing room.

It’s the difference between lying awake stressed out about bills … and sitting around the dinner table laughing with your family.

It’s being able to replace the old mattress, plan a weekend getaway, or finally take that vacation you’ve been postponing for years.

Financial stress is one of the biggest health risks in America. When we help families reduce that pressure, their whole well-being improves.

That’s not just economics. That’s health.

Healthcare That Puts People First

At Benefit Airship, we’re not here to sell policies.
We’re here to rebuild trust in healthcare. We are making it simple, affordable, and personal again.

Our limited insurance plans were built for the 80% of Americans who are tired of feeling priced out. They’re for small business owners, gig workers, families juggling kids and careers — people who just need good care and a little peace of mind.

And here’s the truth:
When care is affordable, people use it.
When people use it, they stay healthier.
And when they stay healthier, they live better lives.

That’s the ripple effect we’re trying to create.

The Bigger Picture

Healthcare isn’t just about hospitals and doctors.
It’s about freedom, dignity, and the ability to live life without fear.

You deserve to go to the doctor when you need to — not just when you can afford to.
You deserve to protect your family without sacrificing your future.
You deserve healthcare that works for you, not against you.

That’s what Benefit Airship stands for.
That’s what our Limited Insurance Plans deliver.

Affordable health. Real change.
Because when families have room to breathe, they have room to live.

Take the First Step

If full insurance feels out of reach, don’t give up on care.
There’s a better path. A path that combines everyday healthcare through BASE with affordable protection through our Limited Insurance Plans.

It’s simple. It’s transparent. It’s built for real people.

Because you deserve healthcare that doesn’t just protect your life — it helps you live it.

Join us at BenefitAirship.com  
and discover how affordable health can truly be.